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Liability is the bare minimum for most states, and serious fines and even jail time are only the basic consequences of driving uninsured. If you end up in an accident, you can add the cost of lawsuits and collateral damage to that as well.
Although vehicle insurance comes in an overwhelming variety of coverages and companies, AMADIO INSURANCE can save you the confusion by custom building an auto insurance package to suit your specific needs and budget. We can protect your investment against accident, theft, vandalism and many other potential problems.
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Your home is your most valuable asset and it is an incredible financial risk to leave that asset unprotected. We can aid you in establishing your home’s replacement value and provide protection not only for your property itself, including replacement cost coverage for the contents of your home, but also for any liability you might incur due to lawsuits originating from your property.
Business liability insurance protects your small business in the event of a lawsuit for personal injury or property damages. It usually covers the damages from a lawsuit along with the legal costs and protects both your business and personal life from financial ruin.
The laws in almost every state require you to have workers’ compensation insurance if you have employees. Workers’ comp is a no-fault system designed to protect employees who become ill, injured or are killed while on the job. It also protects employers from financial ruin due to negligence lawsuits.
Medical costs in the US are rapidly rising and a serious illness or accident can wipe out your savings or leave you saddled with an overwhelming amount of debt. Health insurance protects you and your family against catastrophic medical expenses.
Most policies can be customized to fit your specific needs and can cover networks (PPO’s) or traditional (any provider) plans. You can select from a wide variety of options for deductible, coinsurance, maternity, prescription drug card, dental, and accidental medical expense.
All the health insurance in the world, however, can’t protect you and your family from further financial loss if a loved one should perish. A good life insurance policy can cover outstanding debts (like a mortgage, credit cards, medical bills, etc.) and provide a steady cash flow in the event of your untimely demise. It might seem a morbid thing to think about, but a little planning now can save your loved ones a great deal of pain in the future.
Most people wouldn’t consider insuring their boat or recreational vehicle, but accidents, vandalism and theft are just as likely to affect your boat, motorcycle, motor home, quad or other RV, as they would your car or home.
Recreational Vehicle Insurance can protect you if you incur medical expenses in your own or someone else’s vehicle and provide liability coverage in the case of damaged property or injured bystanders. You invest a lot in your Boat or RV, invest a little bit more for piece of mind…
Click here to fill out the secure, online quote form to get automobile and home insurance.